CTC Calculator India 2024-25

Employee Details

Monthly Basic Salary (₹) Core component

City Type Affects HRA

HRA (₹/month) Auto-calculated

Special Allowance (₹/month)

Medical Allowance (₹/month) Max ₹1,250

LTA (₹/year)

Other Allowances (₹/month)

Statutory Deductions

PF Applicable? On Basic ≤ ₹15,000

Yes No

ESI Applicable? Gross ≤ ₹21,000

Auto-detect Yes No

State (Professional Tax)

80C Investments (₹/year) Old regime only

₹1,50,000

80D Health Insurance (₹/year) Old regime only

Your CTC Breakdown

Annual CTC

₹0

₹0 / month

Best Take-Home

₹0

per month (best regime)

Gross Earnings (Annual)

Basic-

HRA-

Special Allow.-

Medical Allow.-

LTA-

Other Allow.-

Total Gross-

Employer Contributions

Employer PF (12%)-

Employer ESI (3.25%)-

Gratuity (4.81%)-

Total CTC-

Old vs New Tax Regime Comparison

Taxable Income - -

Income Tax + Cess - -

Employee PF - -

ESI (Employee 0.75%) - -

Professional Tax - -

Monthly Take-Home - -

Recommendation -

⚠️ Disclaimer: This calculator is for estimation purposes only. Actual tax liability may vary based on individual deductions, exemptions, and applicable laws. Consult a chartered accountant for precise calculations. Tax slabs are based on FY 2025-26.

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CTC Calculator India 2025–26

Gross Earnings (Annual)

Employer Contributions

Old vs New Tax Regime Comparison

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